What does it cost to run a fundraiser on Raised in New Zealand?
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Raised has no setup fee or monthly subscription. Card payments carry a standard 5% platform fee plus Stripe processing fees. In New Zealand, fees are added at checkout by default, but an organisation can choose to absorb them. Eligible product fundraisers can accept cash or bank transfer without Raised platform or Stripe processing fees.
Who pays the card fees?
With the default added-fee setting, the supporter pays the order or donation amount plus fees. If the organisation absorbs fees, they are deducted from the payment instead. Where enabled, supporters can choose to cover absorbed fees. Do not assume every Raised campaign uses the same setting.
The published online local-card processing rate is 2.65% plus NZ$0.30 per transaction, in addition to the standard 5% platform fee. International cards and other payment channels can differ. Check the pricing page and your account settings before publishing.
What does a NZ$100 payment look like?
For an illustrative NZ$100 online local-card payment with fees absorbed, the standard platform fee is NZ$5.00 and processing is NZ$2.95, leaving NZ$92.05 before any supplier costs or other expenses.
With fees added, a NZ$100 base amount produces an illustrative supporter total of NZ$108.17: NZ$5.00 platform fee and NZ$3.17 processing. Processing applies to the total charged, so simply adding 7.65% plus 30 cents to NZ$100 gives the wrong supporter total. These examples use standard rates and cent rounding, not a personalised quote.
Are cash and bank transfer completely free?
Raised charges no platform or Stripe processing fees on eligible cash and bank-transfer product orders. Your group must collect and reconcile those payments. Your bank may have separate charges. Crowdfunding campaigns are card only.
Product fundraising still has supplier costs and may have freight, storage or other expenses. The sales total is not the final fundraising profit.